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Bread Financial Holdings, Inc. 2025-2026 Proxy Voting Records

Compiled from SEC Form N-PX filings. Page generated 02 October 2026.

15Reported items
406Asset managers
5,036Fund votes
2026-05-19Meeting date

Proxy season: 2023-2024 2024-2025 2025-2026

Explore Bread Financial Holdings, Inc. in the interactive database Compare manager voting policies

How asset managers voted at the Bread Financial Holdings, Inc. 2025-2026 meeting

Each item below shows how the 406 asset managers that disclosed a Bread Financial Holdings, Inc. vote in their SEC Form N-PX filings actually voted. Share totals are the shares those managers' funds voted, summed across every fund they report. These are reported items, not a count of the ballot: fund filings describe one ballot item in different words. Two descriptions are shown as one item only on evidence — the same text (or one cut short of the other), the same director nominee, or a match to the same row of Bread Financial Holdings, Inc.’s own Form 8-K tally — never because they merely read alike. A description that could not be joined that way is listed on its own, so one ballot item can appear more than once.

1. Advisory Vote to Ratify Named Executive Officers' Compensation

SECTION 14A SAY-ON-PAY VOTES

90% fund support · no official result

FOR 90%10%

The 400 asset managers below cast 90% of the shares they voted on this item FOR (34,604,201 for, 3,999,570 against).

FOR: 34,604,201 (89.6%)AGAINST: 3,999,570 (10.4%)ABSTAIN: 3,721 (0.0%)NOT VOTED: 31,715 (0.1%)

Largest asset managers voting on “Advisory Vote to Ratify Named Executive Officers' Compensation” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	5,140,245	10	For
BlackRock	3,481,497	1,534	For
American Century	0	3,176,865	Against
Turtle Creek Asset Management Inc.	2,470,402	0	For
State Street	1,408,179	10,987	For
Charles Schwab	1,248,292	0	For
Dimensional	1,219,405	0	For
GEODE CAPITAL MANAGEMENT, LLC	1,182,129	0	For
Fidelity	1,088,421	0	For
PIMCO	821,485	0	For
NOMURA INVESTMENT MANAGEMENT BUSINESS TRUST	757,336	0	For
FRANKLIN MUTUAL ADVISERS LLC	716,690	0	For
Delaware/Macquarie	697,958	0	For
Wellington	668,851	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
SEI	538,168	0	For
Neuberger Berman	512,849	0	For
JACOBS LEVY EQUITY MANAGEMENT, INC	510,785	0	For
Northern Trust	503,217	6,778	For
Invesco	460,619	0	For
PRINCIPAL GLOBAL INVESTORS	396,348	0	For
PACIFIC INVESTMENT MANAGEMENT CO LLC	316,122	0	For
Prudential/PGIM	282,772	0	For
Goldman Sachs	278,847	0	For
MELLON INVESTMENTS Corp	268,118	0	For

Showing the 25 largest of 400 asset managers. See all 400 in the interactive database.

2. APPROVAL OF THE 2026 EMPLOYEE STOCK PURCHASE PLAN

COMPENSATION

Combines 2 wordings of this item as funds reported it.

99.9% fund support · no official result

FOR 99.9%

The 112 asset managers below cast 99.9% of the shares they voted on this item FOR (18,924,174 for, 3,710 against).

FOR: 18,924,174 (100.0%)AGAINST: 3,710 (0.0%)

Largest asset managers voting on “APPROVAL OF THE 2026 EMPLOYEE STOCK PURCHASE PLAN” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Vote
Vanguard	4,756,019	For
BlackRock	3,075,596	For
American Century	1,552,954	For
Fidelity	1,054,515	For
Dimensional	933,362	For
PIMCO	821,485	For
Delaware/Macquarie	697,958	For
Charles Schwab	586,235	For
FRANKLIN VALUE INVESTORS TRUST	585,861	For
State Street	474,811	For
TIAA	257,975	For
Invesco	216,257	For
Franklin Templeton	189,132	For
Principal Exchange-Traded Funds	181,822	For
Columbia Threadneedle	169,333	For
SEI	160,637	For
Advisor Managed Portfolios	153,901	For
BRIDGEWAY FUNDS INC	140,194	For
Equitable	138,778	For
Neuberger Berman	136,270	For
Lincoln Financial	135,223	For
Cambria ETF Trust	128,059	For
EA Series Trust	119,350	For
Victory Capital	112,180	For
Nationwide	111,815	For

Showing the 25 largest of 112 asset managers. See all 112 in the interactive database.

3. ELECTION OF DIRECTORS: John C. Gerspach, Jr.

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

99.7% fund support · no official result

FOR 99.5%

The 109 asset managers below cast 99.7% of the shares they voted on this item FOR (18,947,150 for, 53,864 against).

FOR: 18,947,150 (99.5%)AGAINST: 53,864 (0.3%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: John C. Gerspach, Jr.” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,742,934	13,085	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,312	499	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	160,637	0	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	119,350	0	For
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

4. ELECTION OF DIRECTORS: John J. Fawcett

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

100% fund support · no official result

FOR 99.8%

The 109 asset managers below cast 100% of the shares they voted on this item FOR (19,001,014 for, 0 against).

FOR: 19,001,014 (99.8%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: John J. Fawcett” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Vote
Vanguard	4,756,019	For
BlackRock	3,075,596	For
American Century	1,552,954	For
Fidelity	1,054,515	For
Dimensional	933,362	For
PIMCO	821,485	For
Delaware/Macquarie	697,958	For
Charles Schwab	586,235	For
FRANKLIN VALUE INVESTORS TRUST	585,861	For
State Street	474,811	For
TIAA	257,975	For
Invesco	216,257	For
Franklin Templeton	189,132	For
Principal Exchange-Traded Funds	181,822	For
Columbia Threadneedle	169,333	For
SEI	160,637	For
Advisor Managed Portfolios	153,901	For
BRIDGEWAY FUNDS INC	140,194	For
Equitable	138,778	For
Neuberger Berman	136,270	For
Lincoln Financial	135,223	For
Cambria ETF Trust	128,059	For
EA Series Trust	119,350	For
Victory Capital	112,180	For
Nationwide	111,815	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

5. ELECTION OF DIRECTORS: Joyce St. Clair

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

100% fund support · no official result

FOR 99.8%

The 109 asset managers below cast 100% of the shares they voted on this item FOR (18,971,014 for, 0 against).

FOR: 18,971,014 (99.8%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Joyce St. Clair” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Vote
Vanguard	4,756,019	For
BlackRock	3,075,596	For
American Century	1,552,954	For
Fidelity	1,054,515	For
Dimensional	933,362	For
PIMCO	821,485	For
Delaware/Macquarie	697,958	For
Charles Schwab	586,235	For
FRANKLIN VALUE INVESTORS TRUST	585,861	For
State Street	474,811	For
TIAA	257,975	For
Invesco	216,257	For
Franklin Templeton	189,132	For
Principal Exchange-Traded Funds	181,822	For
Columbia Threadneedle	169,333	For
SEI	160,637	For
Advisor Managed Portfolios	153,901	For
BRIDGEWAY FUNDS INC	140,194	For
Equitable	138,778	For
Neuberger Berman	136,270	For
Lincoln Financial	135,223	For
Cambria ETF Trust	128,059	For
EA Series Trust	119,350	For
Victory Capital	112,180	For
Nationwide	111,815	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

6. ELECTION OF DIRECTORS: Laurie A. Tucker

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

99.6% fund support · no official result

FOR 99.5%

The 109 asset managers below cast 99.6% of the shares they voted on this item FOR (18,913,430 for, 57,584 against).

FOR: 18,913,430 (99.5%)AGAINST: 57,584 (0.3%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Laurie A. Tucker” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,742,932	13,087	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,312	499	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	160,637	0	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	119,350	0	For
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

7. ELECTION OF DIRECTORS: Praniti Lakhwara

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

100% fund support · no official result

FOR 99.8%

The 109 asset managers below cast 100% of the shares they voted on this item FOR (19,001,014 for, 0 against).

FOR: 19,001,014 (99.8%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Praniti Lakhwara” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Vote
Vanguard	4,756,019	For
BlackRock	3,075,596	For
American Century	1,552,954	For
Fidelity	1,054,515	For
Dimensional	933,362	For
PIMCO	821,485	For
Delaware/Macquarie	697,958	For
Charles Schwab	586,235	For
FRANKLIN VALUE INVESTORS TRUST	585,861	For
State Street	474,811	For
TIAA	257,975	For
Invesco	216,257	For
Franklin Templeton	189,132	For
Principal Exchange-Traded Funds	181,822	For
Columbia Threadneedle	169,333	For
SEI	160,637	For
Advisor Managed Portfolios	153,901	For
BRIDGEWAY FUNDS INC	140,194	For
Equitable	138,778	For
Neuberger Berman	136,270	For
Lincoln Financial	135,223	For
Cambria ETF Trust	128,059	For
EA Series Trust	119,350	For
Victory Capital	112,180	For
Nationwide	111,815	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

8. ELECTION OF DIRECTORS: Rajesh Natarajan

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

99.7% fund support · no official result

FOR 99.5%

The 109 asset managers below cast 99.7% of the shares they voted on this item FOR (18,917,150 for, 53,864 against).

FOR: 18,917,150 (99.5%)AGAINST: 53,864 (0.3%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Rajesh Natarajan” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,742,934	13,085	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,312	499	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	160,637	0	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	119,350	0	For
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

9. ELECTION OF DIRECTORS: Ralph J. Andretta

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

99.7% fund support · no official result

FOR 99.5%

The 109 asset managers below cast 99.7% of the shares they voted on this item FOR (18,947,152 for, 53,861 against).

FOR: 18,947,152 (99.5%)AGAINST: 53,861 (0.3%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Ralph J. Andretta” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,742,936	13,082	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,312	499	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	160,637	0	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	119,350	0	For
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

10. ELECTION OF DIRECTORS: Sharen J. Turney

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

99.7% fund support · no official result

FOR 99.5%

The 109 asset managers below cast 99.7% of the shares they voted on this item FOR (18,917,150 for, 53,864 against).

FOR: 18,917,150 (99.5%)AGAINST: 53,864 (0.3%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Sharen J. Turney” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,742,934	13,085	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,312	499	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	160,637	0	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	119,350	0	For
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

11. ELECTION OF DIRECTORS: Timothy J. Theriault

DIRECTOR ELECTIONS

Combines 3 wordings of this item as funds reported it.

99.7% fund support · no official result

FOR 99.5%

The 109 asset managers below cast 99.7% of the shares they voted on this item FOR (18,917,152 for, 53,861 against).

FOR: 18,917,152 (99.5%)AGAINST: 53,861 (0.3%)ABSTAIN: 3,710 (0.0%)NOT VOTED: 31,715 (0.2%)

Largest asset managers voting on “ELECTION OF DIRECTORS: Timothy J. Theriault” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,742,936	13,082	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,312	499	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	160,637	0	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	119,350	0	For
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 109 asset managers. See all 109 in the interactive database.

12. RATIFICATION OF THE SELECTION OF DELOITTE & TOUCHE LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM OF THE COMPANY FOR 2026

AUDIT-RELATED

Combines 2 wordings of this item as funds reported it.

99.0% fund support · no official result

FOR 99.0%

The 108 asset managers below cast 99.0% of the shares they voted on this item FOR (18,738,722 for, 181,114 against).

FOR: 18,738,722 (99.0%)AGAINST: 181,114 (1.0%)ABSTAIN: 3,710 (0.0%)

Largest asset managers voting on “RATIFICATION OF THE SELECTION OF DELOITTE & TOUCHE LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM OF” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Vote
Vanguard	4,748,549	7,469	For
BlackRock	3,075,596	0	For
American Century	1,552,954	0	For
Fidelity	1,054,515	0	For
Dimensional	933,362	0	For
PIMCO	821,485	0	For
Delaware/Macquarie	697,958	0	For
Charles Schwab	586,235	0	For
FRANKLIN VALUE INVESTORS TRUST	585,861	0	For
State Street	474,781	30	For
TIAA	257,975	0	For
Invesco	216,257	0	For
Franklin Templeton	189,132	0	For
Principal Exchange-Traded Funds	181,822	0	For
Columbia Threadneedle	169,333	0	For
SEI	153,995	6,642	For
Advisor Managed Portfolios	153,901	0	For
BRIDGEWAY FUNDS INC	140,194	0	For
Equitable	138,778	0	For
Neuberger Berman	136,270	0	For
Lincoln Financial	135,223	0	For
Cambria ETF Trust	128,059	0	For
EA Series Trust	5,320	114,030	Against
Victory Capital	112,180	0	For
Nationwide	111,815	0	For

Showing the 25 largest of 108 asset managers. See all 108 in the interactive database.

13. Approve Qualified Employee Stock Purchase Plan

COMPENSATION

100% fund support · no official result

FOR 26%NOT VOTED 74%

The 2 asset managers below cast 100% of the shares they voted on this item FOR (11,400 for, 0 against).

FOR: 11,400 (26.4%)NOT VOTED: 31,715 (73.6%)

Largest asset managers voting on “Approve Qualified Employee Stock Purchase Plan” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Abstain	Withheld	Vote
Empower	10,000	0	0	0	Not Voted
CLEARWATER INVESTMENT TRUST	1,400	0	0	0	For

14. Ratify Deloitte & Touche LLP as Auditors

AUDIT-RELATED

100% fund support · no official result

FOR 26%NOT VOTED 74%

The 2 asset managers below cast 100% of the shares they voted on this item FOR (11,400 for, 0 against).

FOR: 11,400 (26.4%)NOT VOTED: 31,715 (73.6%)

Largest asset managers voting on “Ratify Deloitte & Touche LLP as Auditors” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Abstain	Withheld	Vote
Empower	10,000	0	0	0	Not Voted
CLEARWATER INVESTMENT TRUST	1,400	0	0	0	For

15. To Approve, By An Advisory Vote, The Compensation Of The Company's Named Executives

SECTION 14A SAY-ON-PAY VOTES

100% fund support · no official result

FOR 100%

The 2 asset managers below cast 100% of the shares they voted on this item FOR (12 for, 0 against).

FOR: 12 (100.0%)

Largest asset managers voting on “To Approve, By An Advisory Vote, The Compensation Of The Company's Named Executives” at Bread Financial Holdings, Inc., 2025-2026
Asset manager	For	Against	Abstain	Withheld	Vote
Modern Wealth Management, LLC	6	0	0	0	For
Tandem Financial, LLC	6	0	0	0	For

Largest Bread Financial Holdings, Inc. shareholders voting in 2025-2026

Ranked by the number of Bread Financial Holdings, Inc. shares each manager voted on the most widely held ballot item of the 2025-2026 meeting, shown as a share of the 40,407,065 shares outstanding at the time of that meeting.

Top Bread Financial Holdings, Inc. shareholders by shares voted, 2025-2026
#	Asset manager	% of shares outstanding
1	Vanguard	12.72%
2	BlackRock	8.62%
3	American Century	7.86%
4	Turtle Creek Asset Management Inc.	6.11%
5	State Street	3.51%
6	Charles Schwab	3.09%
7	Dimensional	3.02%
8	GEODE CAPITAL MANAGEMENT, LLC	2.93%
9	Fidelity	2.69%
10	PIMCO	2.03%

Reported Bread Financial Holdings, Inc. ownership

Positions disclosed to the SEC on Schedules 13D and 13G, Form 13F and the company’s own proxy statement (DEF 14A).

Bread Financial Holdings, Inc. beneficial owners on record for the 2025-2026 proxy season
Holder	% outstanding	Disclosure
Vanguard Group	12.66%	13F
BlackRock	10.46%	13F
Dimensional Fund Advisors	7.64%	13F
Vanguard Portfolio Management	6.91%	13G
State Street	4.37%	13F
Franklin Templeton	2.84%	13F
Morgan Stanley	2.25%	13F
Wellington Management	2.05%	13F
Goldman Sachs	1.86%	13F
Charles Schwab	1.62%	13F

Percentages above are of 40,407,065 shares outstanding, as reported by Bread Financial Holdings, Inc. on its Form 10-Q dated 2026-04-22 (see the filing on EDGAR). This is the count contemporaneous with the 2025-2026 meeting, so the percentages are the ones that were true then, not ones restated against today’s share count.

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Every figure above is derived from filings made with the US Securities and Exchange Commission: Form N-PX, in which registered investment companies and institutional managers disclose how they voted every proxy, and Form 8-K Item 5.07, in which the company reports its own meeting results. Shares outstanding are taken from Bread Financial Holdings, Inc.’s 10-Q dated 2026-04-22. This page is a static snapshot rebuilt weekly on 02 October 2026; a live search always shows the current data.

At Bread Financial Holdings, Inc.'s shareholder meeting held 2026-05-19, in the 2025-2026 proxy season, 406 asset managers reported how they voted in their SEC Form N-PX filings, covering 5,036 separate fund positions. Their filings are grouped here into 15 reported items; because filers word the same ballot item differently, that can be more than the number of items on the ballot. No official Form 8-K vote tally has been matched to this meeting, so this page states no certified outcome for its most widely held ballot item. On that item — Advisory Vote to Ratify Named Executive Officers' Compensation — the reporting funds cast 90% of the shares they voted in favour (FOR divided by FOR plus AGAINST, the conventional basis for proxy support; abstentions, broker non-votes and unvoted shares are excluded because none of them took a side). That is the aggregate of those managers' own N-PX disclosures, not the company's certified result, and the funds are a subset of all shareholders.

Bread Financial Holdings, Inc. proxy season coverage: 2023-2024 · 2024-2025 · 2025-2026 (this page).