Home › Asset managers › Compare 2025-2026 › Equitable vs Prudential/PGIM
Equitable 2025-2026 · Prudential/PGIM 2025-2026 · Download the item list (CSV)
| Common items | Same | Differ | Split (not in %) | Same position | Fund-level | |
|---|---|---|---|---|---|---|
| All ballot items | 26,688 | 21,052 | 924 | 4,712 | 95.8% | 89.3% |
| Board proposals | 24,319 | 19,234 | 851 | 4,234 | 95.8% | 89.4% |
| E&S shareholder proposals | 195 | 96 | 3 | 96 | 97.0% | 82.9% |
| Other items | 2,174 | 1,722 | 70 | 382 | 96.1% | 88.5% |
Everything Voted differently Split votes
All ballot items Board proposals E&S shareholder proposals Other items
5,085 items. “Voted differently”: each manager’s funds all voted one way, and the two ways differ. “Split”: at least one manager’s funds did not all vote the same way.
| Company | Meeting | Proposal | On the ballot from | Board recommended | Equitable | Prudential/PGIM |
|---|---|---|---|---|---|---|
| AUTODESK, INC. | June 17, 2026 | Ratify the appointment of Ernst & Young LLP as Autodesk, Inc.'s independent registered public accounting firm for the fiscal year ending January 31, 2027. Audit-related |
Board | For | Split 20 FOR, 1 AGAINST |
FOR 16 funds |
| AUTOMATIC DATA PROCESSING, INC. | November 12, 2025 | Advisory Vote on Executive Compensation. Say-on-Pay |
Board | For | Split 20 FOR, 1 AGAINST |
FOR 16 funds |
| AUTOMATIC DATA PROCESSING, INC. | November 12, 2025 | Ratification of the Appointment of Auditors. Audit-related |
Board | For | Split 20 FOR, 1 AGAINST |
FOR 13 funds |
| AVADEL PHARMACEUTICALS PLC | January 12, 2026 | Ordinary resolution to approve, on a non-binding, advisory basis, specified compensatory arrangements between Avadel and its named executive officers relating to the Transaction. Say-on-Pay |
Board | For | Split 4 FOR, 2 AGAINST |
FOR 1 fund |
| AVALONBAY COMMUNITIES, INC. | May 20, 2026 | To adopt a resolution approving, on a non-binding advisory basis, the compensation paid to the Company's Named Executive Officers, as disclosed pursuant to Item 402 of Regulation S-K, including the Compensation Discussion and Analysis, compensation tables and any related material disclosed in the proxy statement. Say-on-Pay |
Board | For | Split 20 FOR, 1 AGAINST |
FOR 11 funds |
| AVALONBAY COMMUNITIES, INC. | May 20, 2026 | To approve the Company's 2026 Equity Incentive Plan. Compensation |
Board | For | FOR 21 funds |
Split 4 FOR, 4 AGAINST |
| AVALONBAY COMMUNITIES, INC. | May 20, 2026 | To ratify the selection of Ernst & Young LLP as the Company's independent auditors for the year ending December 31, 2026. Audit-related |
Board | For | Split 20 FOR, 1 AGAINST |
FOR 9 funds |
| AVANOS MEDICAL,INC. | April 21, 2026 | Advisory vote to approve named executive officer compensation. Say-on-Pay |
Board | For | Split 4 FOR, 2 AGAINST |
AGAINST 5 funds |
| AVANTOR, INC. | May 7, 2026 | Advisory Approval of Named Executive Officer Compensation Say-on-Pay |
Board | For | FOR 8 funds |
Split 2 FOR, 3 AGAINST |
| AVEANNA HEALTHCARE HOLDINGS INC. | May 29, 2026 | To approve, on an advisory, non-binding, basis, the compensation paid to the Company's Named Executive Officers identified in the accompanying Proxy Statement. Say-on-Pay |
Board | For | AGAINST 9 funds |
Split 1 FOR, 1 AGAINST |
| AVIDITY BIOSCIENCES, INC. | February 26, 2026 | To approve, on a non-binding, advisory basis, the compensation that may be paid or become payable to our named executive officers in connection with the transactions contemplated by the Merger Agreement and the Separation Agreement. Say-on-Pay |
Board | For | Split 1 FOR, 8 AGAINST |
FOR 1 fund |
| AVIDXCHANGE HOLDINGS, INC. | September 16, 2025 | To approve, on a non-binding, advisory basis, certain compensation that will or may be paid or become payable to the Company's named executive officers that is based on or otherwise relates to the Merger. Say-on-Pay |
Board | For | FOR 7 funds |
Split 2 FOR, 1 ABSTAIN |
| AVNET, INC. | November 21, 2025 | Advisory vote on named executive compensation. Say-on-Pay |
Board | For | FOR 8 funds |
Split 1 FOR, 3 AGAINST |
| AVNET, INC. | November 21, 2025 | Approval of the 2025 Stock Compensation and Incentive Plan. Compensation |
Board | For | FOR 8 funds |
Split 1 FOR, 2 AGAINST |
| AXA SA | April 30, 2026 | Reelect Ewout Steenbergen as Director Director Elections |
Board | For | Split 4 FOR, 4 AGAINST |
FOR 6 funds |
| AXA SA | April 30, 2026 | Reelect Rachel Picard as Director Director Elections |
Board | For | Split 4 FOR, 4 AGAINST |
FOR 6 funds |
| AXCELIS TECHNOLOGIES, INC. | February 6, 2026 | To approve the issuance of shares of Axcelis Technologies, Inc. ("Axcelis") common stock (the "Axcelis Share Issuance Proposal") pursuant to the Agreement and Plan of Merger, dated as of September 30, 2025, by and among Axcelis, Victory Merger Sub, Inc., a wholly owned subsidiary of Axcelis, and Veeco Instruments Inc. Extraordinary Transactions |
Board | For | Split 4 FOR, 3 ABSTAIN |
FOR 1 fund |
| AXIS CAPITAL HOLDINGS LIMITED | May 14, 2026 | Election of Directors: Michael Millegan Director Elections |
Board | For | Split 1 FOR, 3 AGAINST |
FOR 10 funds |
| AXIS CAPITAL HOLDINGS LIMITED | May 14, 2026 | Election of Directors: W. Marston Becker Director Elections |
Board | For | Split 1 FOR, 3 AGAINST |
FOR 10 funds |
| AXON ENTERPRISE, INC. | May 28, 2026 | Election of Director: Caitlin Kalinowski Director Elections |
Board | For | Split 10 FOR, 6 AGAINST |
FOR 1 fund |
| AXON ENTERPRISE, INC. | May 28, 2026 | Election of Director: Graham Smith Director Elections |
Board | For | Split 10 FOR, 6 AGAINST |
FOR 1 fund |
| AXON ENTERPRISE, INC. | May 28, 2026 | Election of Director: Michael Garnreiter Director Elections |
Board | For | Split 10 FOR, 6 AGAINST |
FOR 1 fund |
| AXON ENTERPRISE, INC. | May 28, 2026 | Proposal No. 2 requests that shareholders vote to approve, on an advisory basis, the compensation of the Company's named executive officers. Say-on-Pay |
Board | For | FOR 18 funds |
Split 7 FOR, 5 AGAINST |
| AXOS FINANCIAL, INC. | November 13, 2025 | To approve an amendment to the Amended and Restated 2014 Stock Incentive Plan. Compensation |
Board | For | Split 4 FOR, 3 AGAINST |
Split 1 FOR, 1 AGAINST |
| AXOS FINANCIAL, INC. | November 13, 2025 | To approve in a non-binding and advisory vote, the compensation of the Company's Named Executive Officers as disclosed in the proxy statement. Say-on-Pay |
Board | For | Split 4 FOR, 3 AGAINST |
Split 2 FOR, 1 AGAINST |
| AbbVie Inc. | May 8, 2026 | Election of Class II Directors: Frederick H. Waddell Director Elections |
Board | For | Split 21 FOR, 1 AGAINST |
FOR 27 funds |
| AbbVie Inc. | May 8, 2026 | Election of Class II Directors: Jennifer L. Davis Director Elections |
Board | For | Split 21 FOR, 1 AGAINST |
FOR 27 funds |
| AbbVie Inc. | May 8, 2026 | Election of Class II Directors: Melody B. Meyer Director Elections |
Board | For | Split 21 FOR, 1 AGAINST |
FOR 27 funds |
| Aclaris Therapeutics, Inc. | June 4, 2026 | Election of Directors: Anand Mehra, M.D. Director Elections |
Board | For | Split 5 FOR, 1 WITHHOLD |
WITHHOLD 1 fund |
| Acushnet Holdings Corp. | June 8, 2026 | Election of the following nominees for director: Yoon Soo (Gene) Yoon Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
WITHHOLD 1 fund |
| Advanced Energy Industries, Inc. | May 7, 2026 | Election of ten (10) directors: John A. Roush Director Elections |
Board | For | FOR 11 funds |
Split 4 FOR, 1 WITHHOLD |
| Advanced Micro Devices, Inc. | May 13, 2026 | Election of Directors: Abhi Y. Talwalkar Director Elections |
Board | For | Split 22 FOR, 1 AGAINST |
FOR 31 funds |
| Advantage Solutions Inc. | May 27, 2026 | To approve, on an advisory (non-binding) basis, the compensation of the Advantage Solutions Inc.'s named executive officers. Say-on-Pay |
Board | For | Split 3 FOR, 1 AGAINST |
AGAINST 1 fund |
| Aehr Test Systems | October 20, 2025 | Election of Directors: Rhea J. Posedel Director Elections |
Board | For | Split 1 FOR, 6 WITHHOLD |
FOR 1 fund |
| AerCap Holdings NV | April 15, 2026 | Approve Increase in Number of Ordinary Shares for Issuance under the Equity Incentive Plan Compensation |
Board | For | Split 4 FOR, 3 AGAINST |
FOR 1 fund |
| Air Products and Chemicals, Inc. | January 28, 2026 | Election of Directors: Tonit M. Calaway Director Elections |
Board | For | Split 20 FOR, 1 AGAINST |
FOR 11 funds |
| Airbus SE | April 14, 2026 | Additional Authority to Issue Shares w/ or w/o Preemptive Rights Capital Structure |
Board | For | FOR 1 fund |
Split 6 FOR, 5 AGAINST |
| Airbus SE | April 14, 2026 | Authority to Issue Shares w/ or w/o Preemptive Rights (Equity Plans) Capital Structure |
Board | For | FOR 1 fund |
Split 6 FOR, 5 AGAINST |
| Alaska Air Group, Inc. | May 12, 2026 | Election of Directors to One-Year Terms: James A. Beer Director Elections |
Board | For | FOR 10 funds |
Split 2 FOR, 1 AGAINST |
| Albertsons Companies, Inc. | August 7, 2025 | Election of Directors: Sharon Allen Director Elections |
Board | For | FOR 7 funds |
Split 5 FOR, 1 AGAINST |
| Alector, Inc. | June 17, 2026 | ELECTION OF DIRECTORS: Elizabeth Garofalo, M.D. Director Elections |
Board | For | Split 5 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Alector, Inc. | June 17, 2026 | ELECTION OF DIRECTORS: Errol De Souza, Ph.D. Director Elections |
Board | For | Split 5 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Alector, Inc. | June 17, 2026 | ELECTION OF DIRECTORS: Kristine Yaffe, M.D. Director Elections |
Board | For | Split 5 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Alexandria Real Estate Equities, Inc. | May 13, 2026 | Election of Directors: James P. Cain Director Elections |
Board | For | Split 8 FOR, 8 AGAINST |
FOR 6 funds |
| Alibaba Group Holding Limited | September 25, 2025 | Approve PricewaterhouseCoopers Zhong Tian LLP and PricewaterhouseCoopers as U.S. and Hong Kong Auditors, Respectively, and Authorize Board to Fix Their Remuneration Audit-related |
Board | For | Split 7 FOR, 3 AGAINST |
FOR 4 funds |
| Alignment Healthcare, Inc. | June 4, 2026 | Election of Directors: David Hodgson Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
FOR 2 funds |
| Alignment Healthcare, Inc. | June 4, 2026 | Election of Directors: Jacqueline Kosecoff Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
FOR 2 funds |
| Alignment Healthcare, Inc. | June 4, 2026 | Election of Directors: Jody Bilney Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
FOR 2 funds |
| Allegion Plc | June 4, 2026 | Election of Directors: Lauren B. Peters Director Elections |
Board | For | Split 17 FOR, 1 AGAINST |
FOR 6 funds |
| Allogene Therapeutics, Inc. | June 18, 2026 | Election of Directors: Deborah Messemer Director Elections |
Board | For | Split 5 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Allogene Therapeutics, Inc. | June 18, 2026 | Election of Directors: Owen Witte, M.D. Director Elections |
Board | For | Split 5 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Allogene Therapeutics, Inc. | June 18, 2026 | Election of Directors: Vicki Sato, Ph.D. Director Elections |
Board | For | Split 5 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Alphabet Inc. | June 5, 2026 | Election of ten directors: R. Martin "Marty" Chavez Director Elections |
Board | For | Split 15 FOR, 10 AGAINST |
FOR 3 funds |
| Alta Equipment Group Inc. | May 29, 2026 | Election of Directors: Colin Wilson Director Elections |
Board | For | Split 5 FOR, 1 WITHHOLD |
WITHHOLD 1 fund |
| Alta Equipment Group Inc. | May 29, 2026 | Election of Directors: Ryan Greenawalt Director Elections |
Board | For | Split 5 FOR, 1 WITHHOLD |
WITHHOLD 1 fund |
| Altimmune, Inc. | September 25, 2025 | Hold an advisory vote on compensation of the Company's named executive officers as disclosed in the attached Proxy Statement. Say-on-Pay |
Board | For | Split 4 FOR, 1 AGAINST |
AGAINST 1 fund |
| Altimmune, Inc. | April 16, 2026 | Hold an advisory vote on compensation of the Company's named executive officers as disclosed in the attached Proxy Statement. Say-on-Pay |
Board | For | Split 4 FOR, 1 AGAINST |
AGAINST 1 fund |
| Amazon.com, Inc. | May 20, 2026 | ELECTION OF DIRECTORS: Andrew Y. Ng Director Elections |
Board | For | Split 25 FOR, 1 AGAINST |
FOR 33 funds |
| Amazon.com, Inc. | May 20, 2026 | ELECTION OF DIRECTORS: Edith W. Cooper Director Elections |
Board | For | Split 25 FOR, 1 AGAINST |
FOR 33 funds |
| Amazon.com, Inc. | May 20, 2026 | ELECTION OF DIRECTORS: Jamie S. Gorelick Director Elections |
Board | For | Split 25 FOR, 1 AGAINST |
FOR 33 funds |
| Amazon.com, Inc. | May 20, 2026 | ELECTION OF DIRECTORS: Jonathan J. Rubinstein Director Elections |
Board | For | Split 25 FOR, 1 AGAINST |
FOR 33 funds |
| Amazon.com, Inc. | May 20, 2026 | ELECTION OF DIRECTORS: Patricia Q. Stonesifer Director Elections |
Board | For | Split 25 FOR, 1 AGAINST |
FOR 33 funds |
| Amentum Holdings, Inc. | February 6, 2026 | Election of Directors: Barbara L. Loughran Director Elections |
Board | For | FOR 4 funds |
Split 2 FOR, 2 AGAINST |
| American Assets Trust, Inc. | June 1, 2026 | Election of Directors: Dr. Robert S. Sullivan Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
WITHHOLD 1 fund |
| American Assets Trust, Inc. | June 1, 2026 | Election of Directors: Ernest S. Rady Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
FOR 1 fund |
| American Assets Trust, Inc. | June 1, 2026 | Election of Directors: Joy L. Schaefer Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
WITHHOLD 1 fund |
| American Assets Trust, Inc. | June 1, 2026 | Election of Directors: Thomas S. Olinger Director Elections |
Board | For | Split 3 FOR, 3 WITHHOLD |
FOR 1 fund |
| American Axle & Manufacturing Holdings, Inc. | July 15, 2025 | To approve the proposed issuance of AAM Shares (the "Share Issuance") to the shareholders of Dowlais Group plc ("Dowlais"), a public limited company incorporated in England and Wales, representing the stock consideration in the proposed acquisition by AAM of the entire issued and to be issued share capital of Dowlais (the "Combination"). Pursuant to the Combination, the shareholders of Dowlais ("Dowlais Shareholders") will be entitled to receive, for each ordinary share of 1 pence each in the capital of Dowlais (each, a "Dowlais Share" and, collectively, the "Dowlais Shares") held by such shareholder, 42 pence per share in cash and 0.0863 new AAM Shares (the "Share Issuance Proposal"); and Extraordinary Transactions |
Board | For | Split 3 FOR, 1 ABSTAIN |
FOR 1 fund |
| American Coastal Insurance Corporation | May 26, 2026 | Election of Directors To be elected for terms expiring in 2028: Alec L. Poitevint, II Class B Nominee Director Elections |
Board | For | Split 5 FOR, 1 ABSTAIN |
FOR 1 fund |
| American Coastal Insurance Corporation | May 26, 2026 | Election of Directors To be elected for terms expiring in 2028: Kern M. Davis, M.D. Class B Nominee Director Elections |
Board | For | Split 5 FOR, 1 ABSTAIN |
AGAINST 1 fund |
| American Coastal Insurance Corporation | May 26, 2026 | Election of Directors To be elected for terms expiring in 2028: Patrick F. Maroney Class B Nominee Director Elections |
Board | For | Split 5 FOR, 1 ABSTAIN |
FOR 1 fund |
| American Coastal Insurance Corporation | May 26, 2026 | Election of Directors To be elected for terms expiring in 2028: William H. Hood, III Class B Nominee Director Elections |
Board | For | Split 5 FOR, 1 ABSTAIN |
FOR 1 fund |
| American International Group, Inc. | May 13, 2026 | Election of Directors: Diana M. Murphy Director Elections |
Board | For | Split 17 FOR, 1 AGAINST |
FOR 16 funds |
| American International Group, Inc. | May 13, 2026 | Election of Directors: JAMES COLE, JR. Director Elections |
Board | For | Split 17 FOR, 1 AGAINST |
FOR 17 funds |
| American International Group, Inc. | May 13, 2026 | Election of Directors: JOHN G. RICE Director Elections |
Board | For | Split 17 FOR, 1 AGAINST |
FOR 17 funds |
| American States Water Company | May 19, 2026 | Election of Class III Directors: Mr. C. James Levin Director Elections |
Board | For | Split 4 FOR, 2 WITHHOLD |
FOR 1 fund |
| American States Water Company | May 19, 2026 | Election of Class III Directors: Mr. Roger M. Ervin Director Elections |
Board | For | Split 4 FOR, 2 WITHHOLD |
FOR 1 fund |
| American States Water Company | May 19, 2026 | Election of Class III Directors: Mr. Thomas A. Eichelberger Director Elections |
Board | For | Split 4 FOR, 2 WITHHOLD |
FOR 1 fund |
| American Vanguard Corporation | July 2, 2025 | Election of Directors: Steven D. Macicek Director Elections |
Board | For | Split 4 FOR, 1 AGAINST |
FOR 1 fund |
| Ameriprise Financial, Inc. | April 29, 2026 | Election of Directors: Amy DiGeso Director Elections |
Board | For | Split 22 FOR, 1 AGAINST |
FOR 7 funds |
| Ameriprise Financial, Inc. | April 29, 2026 | Election of Directors: Dianne Neal Blixt Director Elections |
Board | For | Split 22 FOR, 1 AGAINST |
FOR 7 funds |
| Ameriprise Financial, Inc. | April 29, 2026 | Election of Directors: James M. Cracchiolo Director Elections |
Board | For | Split 22 FOR, 1 AGAINST |
FOR 7 funds |
| Ameriprise Financial, Inc. | April 29, 2026 | Election of Directors: Robert F. Sharpe, Jr. Director Elections |
Board | For | Split 22 FOR, 1 AGAINST |
FOR 7 funds |
| Ames National Corporation | April 29, 2026 | Election of Directors, who will serve a three-year term: Jeffery C. Baker Director Elections |
Board | For | Split 4 FOR, 1 WITHHOLD |
FOR 1 fund |
| Ames National Corporation | April 29, 2026 | Election of Directors, who will serve a three-year term: Patrick G. Hagan Director Elections |
Board | For | Split 4 FOR, 1 WITHHOLD |
FOR 1 fund |
| Amneal Pharmaceuticals, Inc. | May 6, 2026 | Election of Directors: Paul Meister Director Elections |
Board | For | Split 4 FOR, 3 AGAINST |
Split 4 FOR, 1 AGAINST |
| Amplitude, Inc. | June 9, 2026 | The election of three Class II directors to hold office until the 2029 Annual Meeting of Stockholders, and until each such director's respective successor is elected and qualified: Pat Grady Director Elections |
Board | For | Split 3 FOR, 1 WITHHOLD |
WITHHOLD 1 fund |
| Amprius Technologies, Inc. | June 11, 2026 | Election of Class I Directors: Kathleen Bayless Director Elections |
Board | For | Split 4 FOR, 2 WITHHOLD |
WITHHOLD 1 fund |
| Anglo American plc | December 9, 2025 | Amendment of 2024 and 2025 LTIP In-flight Awards Compensation |
Board | For | AGAINST 1 fund |
Split 1 FOR, 1 AGAINST |
| Anglo American plc | April 29, 2026 | Authority to Issue Shares w/o Preemptive Rights Capital Structure |
Board | For | FOR 1 fund |
Split 1 FOR, 1 AGAINST |
| Anika Therapeutics, Inc. | June 18, 2026 | Election of three Class III Directors: Gary P. Fischetti Director Elections |
Board | For | Split 4 FOR, 1 AGAINST |
FOR 1 fund |
| Anika Therapeutics, Inc. | June 18, 2026 | Election of three Class III Directors: John B. Henneman, III Director Elections |
Board | For | Split 4 FOR, 1 AGAINST |
FOR 1 fund |
| Antero Midstream Corporation | June 3, 2026 | Class I Nominees: W. Howard Keenan, Jr. Director Elections |
Board | For | Split 2 FOR, 4 WITHHOLD |
WITHHOLD 1 fund |
| Antero Resources Corporation | June 3, 2026 | Class I Nominees: Brenda R. Schroer Director Elections |
Board | For | Split 2 FOR, 4 WITHHOLD |
WITHHOLD 1 fund |
| Antero Resources Corporation | June 3, 2026 | Class I Nominees: Thomas B. Tyree, Jr. Director Elections |
Board | For | Split 2 FOR, 4 WITHHOLD |
WITHHOLD 1 fund |
| Apartment Investment and Management Company | February 6, 2026 | Compensation Proposal. To approve, on a non-binding, advisory basis, the specified compensation that may be paid or become payable to Aimco's named executive officers in connection with the Plan of Sale and Liquidation. Say-on-Pay |
Board | For | Split 4 FOR, 2 AGAINST |
FOR 1 fund |
| Apogee Enterprises, Inc. | June 24, 2026 | ELECTION OF DIRECTORS: Class I Directors: Donald A. Nolan Director Elections |
Board | For | Split 3 FOR, 2 AGAINST |
FOR 1 fund |
| Apogee Enterprises, Inc. | June 24, 2026 | ELECTION OF DIRECTORS: Class I Directors: Patricia K. Wagner Director Elections |
Board | For | Split 3 FOR, 2 AGAINST |
FOR 1 fund |
| Apogee Therapeutics, Inc. | June 9, 2026 | Election of Class III Directors for terms expiring in 2029: William (BJ) Jones, Jr. Director Elections |
Board | For | Split 1 FOR, 7 WITHHOLD |
WITHHOLD 1 fund |
| AppFolio, Inc. | June 12, 2026 | Election of Class II Directors: Olivia Nottebohm Director Elections |
Board | For | Split 2 FOR, 4 WITHHOLD |
WITHHOLD 1 fund |
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How items are matched and positions counted: see the comparison table and the methodology. Built November 1, 2026 from SEC Form N-PX filings.